In today’s world, owning a car is no longer a rare luxury but has instead become a vital necessity. Your car gives you a freedom of movement in your day to day life and is a source of immense joy and happiness.
But driving is a risky business involving a constant danger to your car and also to the lives and properties of those around you. Thus, the Motor Vehicle Act has laid down provisions making third party insurance mandatory for all the vehicles plying on the Indian roads.
The third-party insurance helps you cover the compensation costs involved in the case of any untoward incident in which you are not at fault. But it does not provide a safeguard against any accident of your vehicle or incident involving theft. Hence, there arises a need for a comprehensive Motor Insurance Policy for ensuring complete protection. This article will shed light on how to give you car complete protection with TATA AIG Auto Secure.
Coverage offered under TATA AIG Auto Secure
Your car is a source of immense pride and joy to you and TATA AIG Insurance Company Limited understands your affection towards it. It thus provides policies that incorporate additional protection for your valuable possession.
TATA AIG Auto Secure Private car package insurance policy ensures the extra assurance and mental peace that you require. It provides you with twelve unique add-on covers which enhance the protection under the standard insurance policies for private cars.
Its key features include free pick-up of your vehicle, direct settlement facility at select garages, up to 6-month accident repair warranty, guaranteed quality spares and materials, claim settlement in 7 days in addition to the add-on covers.
The details of the coverage offered under this policy are as follows:
- Section I – Loss of or damage to the vehicle insured
Claim can be made in case of damage due to fire, explosion due to self-ignition or lightning; burglary, housebreaking or theft; riot and strike; earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, and frost. It also covers against accidental external means; malicious act; terrorist activity; in transit by road rail inland-waterway lift elevator or air; landslide or rockslide.
- Section II- Liability to Third Parties
The Company shall provide cover in case of death of or bodily injury to any person including occupants carried in the vehicle or damage to the property other than that belonging to the insured or held in trust or in the custody or control of the insured. The Company shall pay all the costs and expenses incurred with its written consent.
- Section III- Personal Accident Cover for Owner-driver
The company undertakes to pay compensation as per the fixed scale for bodily injury or death sustained by the owner-driver of the vehicle, in direct connection with the vehicle insured or while driving or mounting into/dismounting from the vehicle insured or while travelling in it as a co-driver, caused by violent, accidental, external and visible means.
The coverage mentioned above is subject to the terms and conditions of the policy, and the complete policy wordings can be accessed through the official website.
Note: This is a sponsored post
