You send your child to school and college to get an education. But what about their financial education? Have you ever watched the evening news and wondered what the anchor meant when she said: …and the Sensex closed 500 points down in choppy trading today. I remember when I got my first credit card. I felt like a real adult. I was just so excited to get this shiny, small square of money that would let me buy anything I wanted. That is until I realized that I didn’t actually know how to use it (beyond swiping it of course). Personal finance is not rocket science but as we are not taught in school or college we end up with mixed views. This course is meant for anyone looking to start to learn personal finance, from 15 to 25 years.
Personal finance is a marathon, not a sprint
Table of Contents
Why us?
We are not from a financial background, so the course will be in simple terms, with no jargon.
We don’t work in the finance industry, so we will not sell you any financial product.
We have been running this personal finance blog since 2011. Our articles are in simple language, in-depth. Explore the blog
We have 6.7 million+ views on our Quora answers with 100s of upvotes.
Course: Hello Money
It is a basic course covering Currency, Budgeting, Ways of Earning Money, Banking, Credit Card, Compounding, Books about Money & Life
- Suited for: 15 years to 20 years. Those who are soon going to college, are doing college, or have just started earning
- Duration: 2 hours online with Question and Answer sessions.
- Cost: Less than that of 1 Pizza!
Schools focus on scholastic and professional skills, but not on financial skills. Most people never study the subject of money. They go to work, get their paycheck, balance their checkbooks, and that’s it. On top of that, they wonder why they have money problems. Few realize that it’s their lack of financial education that is the problem.
Try asking kids to answer the questions on the Basics of personal finance.
Are you pampering your kids and want the kids to be just happy and stress-free? Parental wealth will get them through for some time but do they have the life skills needed to stay afloat? What are you doing so that the raja betas and rani bitiya’s are able to survive in this world without being a burden on you and your finances? Our article covers How not to raise children who are Bored, woke, and high maintenance? Teach About Money
We are going to teach you about the Building blocks of money. 5 Pillars of Personal Finance are (1) Earning, (2) Spending, (3) Borrowing, (4) Saving and Investing, and (5) Protection.
At the end of this course, you will be aware of money terms which will help in building a strong foundation.
It will not have complex formulas or jargon.
- What are the Stages of Money life? How is it different for women?
- Understanding Needs & Wants and Budgeting
- Currency, Currency of India and world
- Why getting into a good college is important?
- How to use a credit card effectively? What happens, if you are not able to pay your credit card bill in time?
- Banking: What does Bank Do? Types of Banks? Ways to transact, cheque, ATM, Net Banking, App,Banking charges and Misselling by Banks
- Compounding- The magic of compounding, atomic habits how changing 1% has big impact on one’s life.
- How lucky are you?
- Significance of Emergency funds,
- What is Inflation?
- Why investing is necessary, Introduction to stock market
This course aims to make finding the answers to these questions, and many other similar questions. Throughout the course, we will explore interesting and relevant real-world examples so that you can better understand the underlying concepts. No prior background or knowledge required
Our article How not to raise children who are Bored, woke and high maintenance? Teach About Money
If interested you can give your email id, so that we can inform you when we have an online session.
Quiz: How well do you know your Personal Finance
Video on Our Hello Money Course
Course: Hello Paper Work, What Married Women should know about money
When a person dies who will get his money from bank accounts, mutual funds, property, life insurance etc?
Your family is of paramount importance to you. You have been diligently investing to take care of your family’s needs now and in the future.
But have you done the right paperwork to ensure that your family has access to your investments with ease in case of any unfortunate event?
- Suited for: 25 years+.
- Duration: 2 hours online with Question and Answer sessions.
- Cost: Less than that of 1 Pizza!
Course covers
- Inheritance Rights
- Nominee of Bank Accounts, Mutual Funds
- Insurance, EPF
- Will
- Income Tax Returns
- Tracking Mutual Fund Statements, Demat statements
- Money book
If interested you can give your email id below so that we can inform you when we have an online session.
Our articles cover the topics in detail.
All about Financial Paper Work, The Money Book
Course: Hello Income Tax
If you have income there is a tax. To understand Income Tax we need to understand the following which we have covered in our Income Tax Workbook: A Practical Approach
- Suited for: 25 years+.
- Duration: 2 hours online with Question and Answers.
- Cost: Less than that of 1 Pizza!
- Types of Income: Income from Salary, Income from House Property, Income from Capital Gains, Income from Business & Profession, Income from Other Sources
- What are Income Tax slabs,
- TDS, rates of TDS
- Financial Year, Assessment Year
- Tax on different types of Income when it is taxed,
- how and when to pay Advance tax, how to pay the tax due.
- Dates related to Income Tax,
- Form 16, Form 16A, Form 26AS
- How to file ITR1 -live example
- Understand Income Tax: What is Income Tax,TDS, Form 16, Challan 280
- How to file ITR Income Tax Return, Process, Income Tax Notices
If interested you can give your email id below, so that we can inform you when we have an online session.
Course: Hello Investing
There are various kinds of investment products such as Real Estate, Equity or Stocks, Mutual Funds, Fixed Deposits, PPF, EPF, etc.
- Suited for: 25 years+, Beginners to investing
- Duration: 2 hours online with worksheets & Questions and Answers.
- Cost: Less than that of 1 Pizza!
One should invest in different types of investment products based on one’s financial goals, as each investment product gives different types of returns, which is why a portfolio must have an ideal mix of financial products.
Covers
- Fixed Deposit
- PPF
- Mutual Funds – Equity, Debt, ELSS
- Stocks
- Property
- Mis-Selling or Mis-Buying: It’s My Money, My Responsibility
- Fact or opinion:Do Due Diligence
- Taxes
If interested you can give your email id below, so that we can inform you when we have an online session.
Related Articles:
- How not to raise children who are Bored, woke and high maintenance? Teach About Money
- Try answering the questions on the Basics of personal finance.
Very well framed information. It must read by every individual who is about to start their personal finance journey. Thanks for the nice information.