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What are Fixed Maturity Plans (FMP)
Most of us like investments which offers assured returns and have an exact date of maturity. Hence Fixed Deposits are…
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Premature withdrawal or Breaking of Fixed Deposit
Fixed Deposits (FD) are popular investment instruments in which you invest a lump sum amount for a fixed period of…
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Best Fixed Deposits of Banks
Fixed Deposits (FD) is popular among investors in India as a safe investment option. Fixed deposits are the type of…
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Senior Citizen,Fixed Deposits and Tax
We regularly get queries regarding Senior citizen Fixed Deposit. My father/mother is retired. He has a fixed deposit with a bank…
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Tax Saving Deposits,Yields and Ads of SBI,UCO
Tax saving deposit scheme of banks such as State Bank of India, UCO promise Double Benefit of Tax saving…
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Taxation of investments : EEE, ETE, TEE..
We have often stressed that before investing in a product Think about Liquidity, Safety, Returns, Risk, Tax. Often when we are…
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Methods of accounting: Mercantile and Cash
The post tries to explain the two methods of accounting – mercantile(accrual) and cash. Under the mercantile (accrual) method, incomes…
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Avoid TDS : Form 15G or Form 15H
When you open a fixed deposit with bank then you are lending money to the bank and it pays you…
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Fixed Deposits and Tax
Fixed Deposit(FD) is an investment product which allows you to invest a lump of money for a fixed time period…
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Comparison of Fixed Deposits and Sensex Returns
Do Fixed Deposits beat returns from Sensex? If we follow the newspapers/personal financial books/blogs or financial advisers advice it is often…
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Fixed Deposit and Interest Rates
In our article Overview of Fixed Deposit we had discussed about what is Fixed Deposit, interest rate, how safe it is,…
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