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Overview of Recurring Deposits or RD
“Boond boond se sagar banata hai” (little drops of water make an ocean) As per this saying, small but periodic…
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Time Value of Money
Often while reading a personal finance magazine or newspaper section we come across the question and answer What should be…
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Mutual Fund Manager’s Limitations
Majority of people are unable or unwilling to analyze investments. People spend more time planning their vacations or buying a…
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Austerity Measures in World and India
Finance minister Pranab Mukherjee on Wednesday(May 16 2012) said he would impose new austerity measures, howsoever unpopular they may be,…
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Internet on Mobile – My Savior!
A camera, A portable music player, A gaming device, A video recorder, A small computer, A GPS device,A map, A…
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Methods of accounting: Mercantile and Cash
The post tries to explain the two methods of accounting – mercantile(accrual) and cash. Under the mercantile (accrual) method, incomes…
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Avoid TDS : Form 15G or Form 15H
When you open a fixed deposit with bank then you are lending money to the bank and it pays you…
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Fixed Deposits and Tax
Fixed Deposit(FD) is an investment product which allows you to invest a lump of money for a fixed time period…
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Comparison of Fixed Deposits and Sensex Returns
Do Fixed Deposits beat returns from Sensex? If we follow the newspapers/personal financial books/blogs or financial advisers advice it is often…
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Fixed Deposit and Interest Rates
In our article Overview of Fixed Deposit we had discussed about what is Fixed Deposit, interest rate, how safe it is,…
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