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Your Money book: Details of your financial Life

Where is all the information related to your financial life? Your policy details, FD, mutual funds, etc Is it stored in your head or hidden in your emails? You’ve kept the documents in the top cabinet of the steel almirah, but who knows about it! What about the...

Voluntary Provident Fund, Difference between VPF, EPF and PPF

For employees who are covered under EPF(Employee Provident Find or EPF), besides their compulsory contribution to PF there is a provision for an additional or Voluntary contribution to EPF popularly called as Voluntary Provident Fund or VPF. The employer will not...

How to check EPF balance :Website,SMS,Missed Call,Umang App

If your UAN is registered and your EPF is unexempted i.e, not an exempted trust(ex for employees of Infosys, TCS) then you can check your EPF Balance in 4 ways: at EPF website, Umang App, sending SMS and giving a missed call. Details that you get in different methods...

EPF Interest Rate from 1952, How does EPFO earn to pay interest

In Mar 2022, EPF Rates for FY 2021-22  were declared as 8.10%, Govt cuts from 8.5%, lowest rate since 1977-78. From FY 2017-18, interest is being credited after Sep instead of Apr.  The EPF interest rate of India is decided by the central government with the...
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