Women, in today’s time, are becoming self-dependent and have become breadwinners of their families. Women can take their financial decisions regarding investments and savings. They have strengthened their roles in all the occupations. They tend to forget the importance of their health amid fulfilling their duties at work and house together. It has been noted, there is a greater chance that women may fall prey to critical illnesses such as arthritis, irregular BP, diabetes and so forth. Women need more medical intervention than men do because they require reproductive care. Health insurance companies offer insurance plans particularly for women to cater to their specific needs. To reiterate, health insurance for women is a great solution to reduce the stress from their overburdened shoulders.

Why Women Should Take Health Insurance?

While playing the role of a wife, mother, daughter, and sister or working as a lawyer, doctor or engineer they forget about their health, which also needs to be taken care off.

It is vital for women to feel secure when it comes to their health. Health insurance ensures they get the best possible treatment for all diseases. It provides them with the necessary care financially at the time of need. Due to the polluted environment and unbalanced work life, health issues have been inevitable. Women are vulnerable to illnesses even after maintaining a healthy lifestyle, eating a nutritious diet and exercising daily. In addition, many other things continue to take a toll on their health.

With the increasing cost of living and medical inflation, taking an individual plan or a family health insurance plan becomes imperative for women. It is easier to make a comparison of health insurance plans in India and find the one that is suitable to one’s health and financial needs.

Following is a list of reasons why Health Insurance is essential for every woman.

1. Maternity expenses

Women are gifted with the act of childbearing. They possess the ability to give birth. However, considering the ever increasing, very high rates of maternity expenses will wear anyone out. Cesarean deliveries are obviously more expensive. To protect from the rising cost a mediclaim policy health insurance is the rescue. The tests involved, pre and post-natal expenses, cost of necessary vaccinations and complications involved are generally covered under comprehensive health insurance plans.

2. Women-specific diseases

Ovarian cancer, vaginal cancer, breast cancer, cervical cancer and paralysis etc are hounding women all over the world. In such a scenario, a health insurance safeguards women against the financial risk of these critical illnesses.

3. Work stress is ever increasing

In today’s world, women share the burden of running the house along with men. Since the last two decades, more and more women are pursuing their careers and interests and earning for their families and for a better future. Because of this, women are falling prey to excessive levels of stress. Stress is the cause of several illnesses and the bills that follow add to their existing worries. Health insurance provides coverage of these expenses as well.

While purchasing an insurance plan, ensure that you carefully examine the policy wordings and documents of the plan to ensure that you are aware of the insurance claim process and do not suffer from claim rejection in the future.