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Some Tips For People struggling with their home loan

So you have taken a home loan but are really struggling to manage it? You are not alone. There are many people who are optimistic about their repayment capacity and take loans that are very large. At times they club their spouse’s income with theirs and take a big...

Should you even consider a self-occupied property as investment?

This article talks about Should you even consider a self-occupied property as investment? The eye-popping returns given by real estate in last decade or so have made it very common for people to look at the real estate as a good investment option. And this is inspite...

What is Home Saver Loan?

Most of us these days buy a house by taking home loan. Now if you have some monthly savings or you get bonus or arrears or some inheritance then you have a dilemma whether to prepay your home loan or set it aside for emergencies.  A home saver loan lets you park this...

Features of Home loans for NRI

The main reason why Indians go abroad is in search of higher income. So when they do get their hands on the extra money, many of them want to send it back to India to be invested in some suitable asset class. With high returns in recent past, real estate has become...

Claim HRA while living with parents

Saayam works in a private company in Delhi. His company provides him with house rent allowance orHRA. But he  lives with his parents instead. Can he claim HRA while living with parents? he asked us. Simple answer is YES he can. Long answer to Can he claim HRA while...

Evaluate Your Home Affordability Quotient

If given a chance and money, everybody will go ahead and buy a house of their own. After all, housing is one of the basic needs. But sadly, the huge demand and fixed supply of property has kept property prices high and far out of reach for most people. The result is...
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