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What are Index funds? What are ETFs? Do Index Funds Work?

Exchange-traded funds (ETFs) and Index funds are giving better returns race than actively managed large-cap funds in the recent past. Is it a current market phenomenon? Or is the beginning of a trend? What are the ETF, Index Funds, Passive Investing? What is the...

Calculate Your ULIP Returns Before Investing

Unit-linked insurance plans, more commonly known as ULIPs, provide the dual benefits of life cover and investment. These are market-related products that allow you to invest a portion of the premium in different financial instruments such as equity, debt, and money...

In 2018 Markets have gone up but Mutual Funds have not performed

Nifty and Sensex are at an ALL TIME high but my Mutual Fund Lump Sum and SIP investments are not doing too well. Why is this so ? What are the reasons that Why Markets have Gone up but Mutual Funds haven’t? What are the challenges of the market today? What...

Debt funds and Fixed Deposit, Debt Funds offer stability and liquidity

Banks’ savings accounts and fixed deposits (FDs) have been traditional favourites with Indians, even though they offer low interest (~6.50%[1]), because of capital protection[2]. Off late, more rewarding alternatives are available in the fixed income market; one such...

ULIP Relook: Tax Advantage due to Long term capital Gains on Equity

Life insurance is meant to offer financial protection to dependents in the unfortunate event of one’s death. With long-term capital gains (LTCG) from equity and equity mutual funds being taxed from 1 Apr 2018, the tax advantage has shifted towards unit-linked...
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