Mutual Fund Manager’s Limitations
Majority of people are unable or unwilling to analyze investments. People spend more time planning their vacations or buying a car than they do making an investment. So if a banker or a broker suggests an investment, it’s accepted without much deliberation. It’s from...Methods of accounting: Mercantile and Cash
The post tries to explain the two methods of accounting – mercantile(accrual) and cash. Under the mercantile (accrual) method, incomes and expenses are taken into account as and when there arises a “right to receive” or “right to pay”....Avoid TDS : Form 15G or Form 15H
When you open a fixed deposit with bank then you are lending money to the bank and it pays you interest. Applicable interest rates will be given as on the date of receipt of the funds by the bank and is fixed for the specified duration. Interest that is earned on...Fixed Deposits and Tax
Fixed Deposit(FD) is an investment product which allows you to invest a lump of money for a fixed time period and at a fixed rate of interest. It is quite popular form of investing in India. Overview of Fixed Deposits as the name suggests give an overview of Fixed...Comparison of Fixed Deposits and Sensex Returns
Do Fixed Deposits beat returns from Sensex? If we follow the newspapers/personal financial books/blogs or financial advisers advice it is often quoted that equities returns more than 12% while Fixed Deposits give less than 10%. Hence equities should definitely be the...Subscribe to All Our Posts
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